For High Earners

High earners. Sharper tax planning.

Once you cross £100k, the rules change. Personal Allowance taper, High-Income Child Benefit Charge, tapered pension allowance, additional-rate dividend tax. We file your Self Assessment and find every legal saving.

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★ 4.9 from 500+ UK clients·ICAEW & ACCA registered·HMRC Authorised Agent·Most filings in 24 hours

Sound familiar?

Common headaches we fix

!You've crossed £100k and your effective marginal tax rate is suddenly 60%

!Child Benefit is being clawed back via the High-Income Charge

!Your pension annual allowance might be tapered without you realising

How it works

Three steps. That's it.

No 20-page forms. No "log in to your portal". Just tell us what you need, send the docs, and get on with your day.

Tell us about you

60-second form or a quick phone call. We tell you exactly what we need and exactly what it'll cost — fixed.

Send the docs

Drop your paperwork into a secure UK-hosted portal. Photos work fine. We chase HMRC for anything missing.

We file it

Your accountant prepares the return, walks you through it, and files it. Most jobs done in 24 hours.

What we file for you

Exactly what's covered

Self Assessment with full disclosure of all income sources
Personal Allowance taper calculation (lose £1 of PA per £2 over £100k)
High-Income Child Benefit Charge (HICBC) above £60k household
Tapered annual allowance for pensions (above £260k threshold income)
Additional-rate (45%) tax on income above £125,140
EIS / SEIS / VCT investment claims for income tax relief
Pension contribution planning to escape the £100k–£125,140 trap

Get a fixed-fee quote in 60 seconds

No signup, no card, no sales call. We tell you exactly what we'd file and what it'd cost.

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Real numbers

The £100k–£125,140 "60% trap"

Between £100k and £125,140, every extra £1 you earn loses 50p of Personal Allowance — meaning your effective marginal tax rate is 60% (40% income tax on the £1 + 40% on the 50p of restored PA). Pension contributions or charity donations into this band give an instant 60% saving. We model your specific number every year.

Free tools

Calculators built for high earners

Honest answers

You probably want to know

I'm PAYE-only earning £140k. Do I still need to file?

Yes — once income exceeds £100,000, HMRC requires Self Assessment to recalculate your Personal Allowance taper. PAYE alone can't handle it. You'll typically owe a balancing payment in January.

How does the 60% tax trap work?

Between £100k and £125,140, your £12,570 Personal Allowance is reduced by £1 for every £2 you earn over £100k. That means you pay 40% on the extra income AND on the £1 PA you lose, for an effective 60% rate. Sacrificing income (e.g. via pension contributions) saves at the full 60%.

Should I be worried about pension allowance taper?

If your "threshold income" exceeds £200k AND adjusted income exceeds £260k, your pension annual allowance gets tapered down (as low as £10k). We model this for you — a common cause of unexpected tax bills if you over-contribute.

What about Child Benefit?

If you or your partner earn over £60k (household-wise), the High-Income Child Benefit Charge claws back some or all of the Child Benefit you received. Threshold rose from £50k in 2024. We handle the SA charge — or advise on whether to opt out of receiving it.

Services

What we'd typically file for you

Stop dreading tax. Start ignoring it.

Get a fixed-fee quote in 60 seconds. No signup, no card, no sales call. We'll just tell you what it'll cost and how fast we can file it.

Get my free quote Call +44 7799 123045